What is
Snowmobile Insurance
For winter adventure enthusiasts, riding a snowmobile is all about freedom, excitement, and exploring snow-covered landscapes. But with the thrill comes the possibility of accidents, damage, or theft. At Danilovic Insurance Agency, we provide customized snowmobile insurance policies to protect your vehicle, gear, and passengers — so you can enjoy the outdoors worry-free.
What Does Snowmobile Insurance Cover?
A standard snowmobile policy provides comprehensive protection for:
- Comprehensive & Collision Coverage – Covers damage to your snowmobile from collisions, rollovers, or accidents, as well as non-collision events like theft, fire, vandalism, or weather-related incidents.
- Liability Coverage – Protects you if you cause bodily injury or property damage to others while riding, including legal and medical costs.
- Personal Property Coverage – Safeguards personal belongings carried on your snowmobile or stored with your gear.
- Safety Riding Apparel Coverage – Covers helmets, gloves, jackets, and other essential protective gear if damaged during a covered incident.
Optional Coverage for Extra Protection
- Medical Expense Coverage – Pays for medical costs for you and your passengers after an accident, regardless of fault.
- Trailer Coverage – Protects your snowmobile trailer from damage or loss, keeping your transport safe.
- Uninsured / Underinsured Motorist Coverage – Provides protection if another rider without adequate insurance causes an accident, helping cover repair and medical costs.
Do You Have Enough Coverage?
Arizona requires every driver to carry a minimum level of auto insurance, but in many cases those limits aren’t enough to fully protect you. Medical bills, lawsuits, or repair costs can quickly exceed the state minimums, leaving you personally responsible for the difference.
At Danilovic Agency, we go beyond the basics — helping you meet state requirements while also customizing a policy that truly fits your needs and budget.