What is
Manufactured Home Insurance
Your manufactured home is more than just a roof over your head — it’s your safe haven, your retreat, and an important investment. Whether you live in a quiet community or enjoy wide-open Arizona landscapes, unexpected risks can still happen. That’s why Danilovic Insurance Agency provides tailored manufactured home insurance, so you can enjoy peace of mind knowing your home, belongings, and lifestyle are well protected.
What Does Manufactured Home Insurance Cover?
A standard policy helps safeguard your home and the things you love most:
- Dwelling Coverage – Pays for repairs or rebuilding if your manufactured home is damaged by fire, wind, hail, or other covered events.
- Other Structures – Protection for detached property like sheds, decks, and garages.
- Personal Belongings – Covers your furniture, clothing, electronics, and other valuables against theft or covered damage.
- Loss of Use / Living Expenses – Pays for hotel stays, meals, and extra living costs if you can’t stay in your home after a covered loss.
- Liability Protection – Covers medical bills, property damage, and legal defense costs if you’re responsible for an accident.
- Guest Medical Coverage – Helps pay medical expenses if someone is injured on your property, regardless of fault.
Optional Coverage for Extra Protection
Enhance your policy with additional protection for life’s unexpected challenges:
- Equipment Breakdown – Covers sudden mechanical or electrical failures of home systems and appliances.
- Hidden Water Damage – Protection for water damage not immediately visible but costly over time.
- Sewer/Septic Backup & Sump Overflow – Pays for cleanup and repairs after water damage from backups.
- Matching Siding – Ensures new siding matches undamaged sections of your home.
- Roof Protection – Covers repairs or replacement after a covered roof loss.
- Diminishing Deductible – Rewards claim-free years by lowering your deductible.
Protect Your Manufactured Home with Confidence
From rural Arizona to community neighborhoods, your manufactured home deserves dependable protection. With Danilovic Insurance Agency, you can rest easy knowing your home, belongings, and future are covered.
Do You Have Enough Coverage?
Arizona requires every driver to carry a minimum level of auto insurance, but in many cases those limits aren’t enough to fully protect you. Medical bills, lawsuits, or repair costs can quickly exceed the state minimums, leaving you personally responsible for the difference.
At Danilovic Agency, we go beyond the basics — helping you meet state requirements while also customizing a policy that truly fits your needs and budget.