What is
Life Insurance
Secure your family’s future with a life insurance policy tailored to your needs, goals, and budget. American Family Life Insurance, through Danilovic Insurance Agency, offers options for short-term or lifetime protection.
Why Do You Need Life Insurance?
If your loved ones depend on you financially, life insurance ensures their dreams continue — covering mortgage, education, and daily living expenses even if you’re no longer there.
What Type of Life Policy is Right for You?
Whole Life Insurance
- Lifetime coverage with fixed premiums.
- Builds cash value you can borrow against.
- Optional riders: children’s coverage, premium waiver, guaranteed purchase option.
Term Life Insurance
- Coverage for 10, 15, 20, or 30 years.
- Level premiums throughout the term.
- Fast approval and optional riders for extra protection.
Flexible Life Insurance
- Adjustable coverage to match life changes.
- Paid-up options let you stop paying premiums while keeping coverage.
- Builds cash value with customizable riders.
Life Insurance Resources
How Cash Value Works
- Part of your premium grows tax-deferred and can be used during your lifetime.
- Use for tuition, emergencies, retirement, or loans against your policy.
Living Benefits of Life Insurance
- Access funds early for qualifying events like terminal illness.
- Provides emergency money, college savings, or supplemental retirement income.
Mortgage Life Insurance
- Protect your home and loved ones.
- Pay off remaining mortgage if the unexpected happens.
- Available with term, whole, or flexible life policies.
Popular Life Insurance Options
- Children’s Whole Life Insurance – Lifetime protection and cash value growth for your child.
- DreamSecure EasyProtect Term Insurance – Simple, high-coverage term insurance with fast approval.
- DreamSecure Flexible Life Insurance – Adjustable lifetime coverage with cash value.
- Senior Whole Life Insurance – Permanent coverage for ages 50–80 for final expenses.
- Simplified Term Life Insurance – Affordable term insurance with no medical exam.
- Term Life Insurance – Short- to mid-term protection for financial responsibilities.
- Whole Life Insurance – Lifetime coverage with cash value accumulation.
Secure Your Future with Us
- Life insurance is more than numbers — it’s protecting the people and dreams you love most. Danilovic Insurance Agency in Scottsdale will help you choose a policy that fits your life perfectly.
Do You Have Enough Coverage?
Arizona requires every driver to carry a minimum level of auto insurance, but in many cases those limits aren’t enough to fully protect you. Medical bills, lawsuits, or repair costs can quickly exceed the state minimums, leaving you personally responsible for the difference.
At Danilovic Agency, we go beyond the basics — helping you meet state requirements while also customizing a policy that truly fits your needs and budget.