What is
Boat Insurance
At Danilovic Agency, we understand that your boat is more than just a vessel — it’s freedom, adventure, and relaxation on the water. Whether you’re fishing at your favorite lake, enjoying water sports with friends, or sailing into the sunset, your boat deserves the right protection. That’s why we offer customized boat insurance policies designed to keep you, your passengers, and your equipment safe — both on and off the water.
What Types of Boats Do We Cover?
- Powerboats
Fast, powerful, and built for fun. Our coverage protects your powerboat against accidents, damage, and liability risks on any waterway. - Bass & Fishing Boats
Focus on the catch, not the risks. From motor damage to liability coverage, we’ll make sure your fishing boat stays protected while you enjoy the day. - Personal Watercraft (PWC)
Jet Skis, Sea-Doos, WaveRunners, and more — get coverage designed for high-speed water fun, with protection for both rider and machine. - Sailboats
Whether it’s a small day-sailer or a large cruiser, we protect your sailboat against storms, theft, and accidents, so you can glide with peace of mind. - Yachts
Luxury deserves the highest level of protection. Our yacht policies offer comprehensive coverage that reflects the value and sophistication of your vessel. - Houseboats
When your boat doubles as a vacation home, our coverage protects against damage, liability, and even onboard belongings. - Non-Motorized Boats
Kayaks, canoes, paddleboards — even the smallest craft deserve reliable protection. We offer affordable coverage so you can enjoy the water worry-free.
Additional Protection for Your Boat
- Boat Equipment Coverage
From navigation systems and fishing gear to custom accessories, if it’s important to you, it’s worth protecting. - Repair Cost Coverage
Covers repairs without worrying about depreciation. Instead of paying out based on actual cash value, this option pays for the full cost of repairs.
Do You Have Enough Coverage?
Arizona requires every driver to carry a minimum level of auto insurance, but in many cases those limits aren’t enough to fully protect you. Medical bills, lawsuits, or repair costs can quickly exceed the state minimums, leaving you personally responsible for the difference.
At Danilovic Agency, we go beyond the basics — helping you meet state requirements while also customizing a policy that truly fits your needs and budget.