What is
Renters Insurance
Just because you rent doesn’t mean you don’t need coverage. While your landlord’s policy protects the building, it does not cover your personal belongings or liability. That’s where Danilovic Insurance Agency comes in. Based in Scottsdale and serving renters across Arizona, we’ll help you safeguard what matters most — from your furniture and electronics to your everyday peace of mind.
What Does Renters Insurance Cover?
A standard renters insurance policy gives you essential protection:
- Personal Property Coverage – Protects your belongings such as clothing, furniture, and electronics against theft, fire, vandalism, and other covered losses.
- Liability Protection – Pays for medical bills, property damage, and legal defense if you’re held responsible for an accident.
- Loss of Use (Living Expenses) – Covers hotel stays, meals, and temporary costs if your rental becomes uninhabitable due to a covered claim.
- Guest Medical Coverage – Helps pay medical expenses if a visitor is injured in your rental, no matter who’s at fault.
Optional Coverage for Extra Protection
Customize your policy with add-ons that fit your lifestyle:
- Equipment Breakdown – Covers sudden mechanical or electrical failures of appliances or systems, like your fridge or HVAC.
- Flash Flood Coverage – Adds protection against flooding not included in standard renters insurance.
- Sewer/Septic Backup & Sump Overflow – Pays for water damage cleanup and repairs caused by backups.
- Home Business Coverage – Extends protection for equipment and liability if you work from home.
- Pet Coverage – Helps with vet bills or liability related to your pet.
- Travel Protection – Keeps certain coverages in place while you’re away from home.
- Identity Theft & Credit Monitoring – Detects suspicious activity early and covers costs to restore your identity.
- High-Value Item Coverage – Ensures valuables like jewelry, art, or collectibles are fully covered.
Protect Your Rental Home Today
From city apartments to mountain cabins, every rental deserves dependable protection. With Danilovic Insurance Agency, you can enjoy life in Arizona knowing your belongings and lifestyle are covered.
Do You Have Enough Coverage?
Arizona requires every driver to carry a minimum level of auto insurance, but in many cases those limits aren’t enough to fully protect you. Medical bills, lawsuits, or repair costs can quickly exceed the state minimums, leaving you personally responsible for the difference.
At Danilovic Agency, we go beyond the basics — helping you meet state requirements while also customizing a policy that truly fits your needs and budget.